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Recent Finance, banking & insurance reviews

End client
Aldermore Bank
Outside IR35 banned
Division: Coo
Blanket ban and it’s costing them good contractors .
Posted anonymously
2 months ago
End client
Admiral
IR35 fairly assessed
New contract, an IR35 assessment was undertaken and determined to be Outside, Statement of Work issued.
Posted anonymously
2 months ago
End client
NFU Mutual
IR35 fairly assessed
Division: IT
Fair assessment, but only kept those that were assessed inside IR35!
Posted anonymously
3 months ago
End client
Refinitiv
Outside IR35 banned
Division: Technology ops
Pay slightly better rate than main banks for inside contracts but still no where near psc. No assessment took place. Contractors have left but new ones starting inside that are willing to work for low inside rates therefore encouraging the practice of not bothering to assess. Feel overworked and undervalued.
Posted anonymously
5 months ago
End client
Refinitiv
Outside IR35 banned
Division: Technology ops
Pay slightly better rate than main banks for inside contracts but still no where near psc. No assessment took place. Contractors have left but new ones starting inside that are willing to work for low inside rates therefore encouraging the practice of not bothering to assess. Feel overworked and undervalued.
Posted anonymously
5 months ago
End client
Phoenix Group
IR35 fairly assessed
Independent assessment with Qdos. Deemed outside
Posted anonymously
5 months ago
End client
Allianz
Outside IR35 banned
Division: Operations
No option but umbrella.
Posted anonymously
5 months ago
End client
J.P. Morgan
Other
Division: Payments
I'm unerved by talking about my current contract. NDAs are quite specific
Posted anonymously
5 months ago
Outside IR35 banned
Division: DTP
Get in line or leave, perm or PAYE only. Went PAYE. Date of previous ltd contract expiration approaching, told I'd be let go if didn't go perm as been there over x years... I thought with PAYE that wouldn't matter, but it did to them, some new policy. Perm offer too low. Left. Bad management of the whole process. They need to get some IR35 lawyers in place. No clue what they are doing. Critical project deliverables dropped due to mishandling of this.
Posted anonymously
6 months ago
End client
UBS
IR35 fairly assessed
Division: Investment Bank
Individually and fairly assessed as outside IR35 by the client and by QDOS who are partnering with Hays.
Posted anonymously
6 months ago
End client
Phoenix Group
IR35 fairly assessed
Night and day to their approach last year with the blanket ban on PSC’s. This time a QDOS assessment, which I was happy to pay for in order for things to be done right. Questionnaire easy to complete, assessment given next day, Outside IR35. Sorted.
Posted anonymously
6 months ago
Unfair IR35 assessment
Division: CyberSecurity
Flawed approach to IR35, they allow SOW based approach through some 3rd party companies who deliver nothing but just a dummy warming of the bench. They let go lots of genuine contracts in the name of blanket ban but bring contractors through their favourite companies via SOW.
Posted anonymously
6 months ago
End client
Experian
Outside IR35 banned
Division: EMEA Customer Sevices
Despite an aindividual assessment by two managers that I was outside due to working practices and an IR35 compliant contract, the central HR team took the easy option throughout Experian to put a blanket ban on PSCs. Pontoon just rolled over and went with it. Had no choice but to leave as I felt that the decision left me open to a restrospective tax liability.
Posted anonymously
7 months ago
End client
NFU Mutual
Outside IR35 banned
Division: Governance
The business have a blanket ban on PSC. The work offered is in a project, so most definitely could be classed as outside IR35. The business are using HMRCs CEST tool for assessments. No SDS provided. Forced into umberella if I want to take up the role. The agent are equally as incompetent, with the stance that you have to use one of the Umberella companies on their referred list. When quizzed about the illegal deduction of employers NIC and apprentoceship levy the response was they are all doing it. Diabolical all round!
Posted anonymously
7 months ago
Outside IR35 banned
Specified umbrella company only.
Posted anonymously
7 months ago
End client
Deutsche Bank
Outside IR35 banned
No compensation / rate uplift for contractors now having to pick up the Employer’s NIC, apprenticeship levy and Umbrella company charges. They are resigned to using companies like TCS as a body shop. Needless to say I turned the role down.
Posted anonymously
8 months ago
End client
Refinitiv
IR35 fairly assessed
Division: IT Operations
Policy in place until end of 2020.
Posted anonymously
8 months ago
End client
Legal
Outside IR35 banned
Division: Legal and General
No assessment offered. Blanket Ban on PSCs
Posted anonymously
8 months ago
End client
Admiral
Outside IR35 banned
Division: Admiral/EUI/Dimond/Elephant
CEST assessment completed by HR and hiring manager in isolation from the contractor and without review of the contract. Despite Contract terms and working practices allowing substitute, they have said no substitutes accepted. Engineered an inside IR35 outcome for ever contractor on the books. No communication until 16:30 the day before a bank holiday, then tried to push contractors into FTC or Inside IR35 through Umbarella. Disgusting organisation would never work with or for them again even if it was the only option on the table!
Posted anonymously
8 months ago
End client
Admiral
Unfair IR35 assessment
Shockingly unfair U-Turn at the final hour! After telling a number of contractors that they are outside IR35 laws and providing the CEST assessments to contractors confirming this. Admiral decided to do it again to sway the decision that was in their favour and placed all contractors inside IR35. Appalling.
Posted anonymously
8 months ago
End client
Munich Re Group
Outside IR35 banned
Division: UK Branch
Based on negotiations with their HR team, there is a ban on PSCs and only talk was of Umbrella option.
Posted anonymously
8 months ago
Outside IR35 banned
QDOS assessments were done. Blnket ban followed.
Posted anonymously
8 months ago
End client
BlackRock
Outside IR35 banned
Utter incompetence from Networkers and lack of understanding of legal position to blanket banning PSCs for the end clients. No assessments performed on any contractor because they believe that be blanket banning PSCs will absolve them from accountability of paying employers NI. Many contractors demoralised and leaving.
Posted anonymously
8 months ago
Unfair IR35 assessment
Blanket IR35 despite my role/working practices being clearly Outside; doesn't matter - waste of time appealing. Place seems to be ditching contractors as much as possible anyway
Posted anonymously
8 months ago
End client
Admiral
Unfair IR35 assessment
Division: IT
Unbelievable U-turn today!! Despite significant work done by Admiral to ensure outside IR35 contracts AND a CEST assessment in March also confirming outside, Admiral have now advised that ALL contractors are inside! Appallingly handled. After the event too.
Posted anonymously
8 months ago

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